In preparation for Ireland’s upcoming pension auto-enrolment scheme, a dedicated employer portal has now been launched on the My Future Fund website.
Approximately 750,000 employees in Ireland are due to be enrolled in the new pension scheme on 1 January 2026.
Employer and employee contributions will begin at 1.5%, increasing gradually every three years until they reach 6% by year ten. The State will also top up the fund by contributing €1 for every €3 contributed by the employee.
What information should be registered on the My Future Fund portal?
The new portal, which opened on 1 December 2025, can be used to register company details and payment information ahead of the scheme's upcoming launch date.
For employers who will be required to make contributions to their employees’ My Future Fund pension schemes, it is important that payment details are set up ahead of time to prevent any delays or issues with payment.
While registration for the portal will remain open into the new year, business owners are being encouraged to register company details before 1 January.
What happens if I don’t register before 1 January?
It is crucial that employers are set up to make payments by the time the first set of contributions is due.
Failure to register payment method details on the portal, and therefore failure to make contributions to an employee’s fund, could leave employers at risk of fines, penalties or even prosecution.
What is NAERSA’s role in the auto-enrolment process?
The National Automatic Enrolment Retirement Savings Authority (NAERSA) is a government body which has been set up to manage Ireland’s pension auto-enrolment scheme.
NAERSA will be responsible for assessing employee eligibility for My Future Fund, enrolling them in the scheme, and informing employers of that enrolment.
What do employers need to do now?
Employers should register their company details and payment method information on the My Future Fund portal as soon as possible, to ensure that everything is set up before the first set of pension contributions is due.
Business owners should also ensure that their HR contracts and documentation have been properly revised and updated to reflect the details of this new scheme.
Lastly, it’s important to communicate with employees and ensure that they are aware of any upcoming changes to their terms of employment and pay packets.